Data Breach? Don’t Panic. Do Prepare for Recovery.
It’s probably happened to you already. A large company that holds personal data about you has reported that their data system was compromised. Despite ongoing innovations in data protection, data breaches are inevitable.
In fact, a report released by the Ponemon Institute in September 2014 revealed that 43% of companies had experienced a data breach in the past year. Those breaches in turn compromised the data of hundreds of millions of individuals.

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BENEFITS: An Ally With Expertise Can Provide Invaluable Help
To help with the recovery process, it is always a good idea to have your own identity theft protection service, such as IDProtect offered with your checking account at Platte Valley Bank. Should you become a victim of identity fraud, IDProtect provides you with a dedicated fraud specialist who will work with you through every step of the recovery process, until all issues are resolved and your credit is fully restored.

While not all corporate data breaches result in personal identity theft, it’s reassuring – and smart – to understand what’s at risk and be prepared to respond quickly if identity theft does occur. Platte Valley Bank wants to remind you of all of the great
benefits included with IDProtect, in addition to the identity fraud resolution mentioned above. IDProtect also includes preventive services such as credit and public monitoring, credit card registration, and more.

To learn more about everything IDProtect offers be sure to log on to the IDProtect website at www.IDProtectMe247.com.
Registration and activation of IDProtect benefits is easy:
1) Go to www.IDProtectMe247.com, using the Access Code provided by Platte Valley Bank, and follow the simple
step-by-step instructions to register and activate benefits, or
2) Call 1-877-610-7889 for assistance with activation or to learn more about all that IDProtect offers.
If you or an eligible family member discover you have been a victim of identity fraud due to the recent breaches and need assistance putting everything back in place, please call 1-877-610-7889 to learn more about IDProtect’s comprehensive fraud resolution services that can assist you in resolving your fraud issue.

TIPS:
The good news is that there are things you can do to protect your personal information and restore your privacy even after a data breach has occurred.

Credit Monitoring Helps, but It’s Not Enough
Reputable companies will offer some identity protection in the wake of a data breach, including credit monitoring by at least one of the three major credit reporting agencies: Experian, TransUnion, or Equifax. However, while services like these will give you access to your credit reports, they usually won’t alert you to fraudulent activity. In addition to reviewing your credit reports regularly, you’ll also want to review each of your monthly credit statements with a careful eye. If you see unauthorized activity on any of your accounts, contact the company that holds that account and the credit reporting services immediately. Don’t forget Total Identity Monitoring with IDProtect. Total Identity Monitoring monitors over 1,000 databases for suspicious activity.

Fighting Fraud Takes a Thorough Plan
Overcoming fraud and repairing your credit can be a complicated process. To do that, you’ll need to contact each of your credit providers (credit cards, store cards, banks) to notify them of your identity theft and resolve any issues with your accounts. You’ll also need to determine if your social security number has been compromised and protect yourself from criminals who may try to open new accounts in your name. Depending on where the original data breach occurred, you may also need to contact medical service providers and insurance companies to ensure that no one is filing medical claims in your name.

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